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If you are dealing with an incident right now, your own insurer is the first call, not us. For anything else about how the process works, write and we will answer.

Write to [email protected]. We read everything and answer what we can.

Everything here is general information about how car insurance works in the United States, not advice about your policy, your claim or your circumstances. Cover terms, programme rules and legal requirements vary by insurer and by state, and they change. Confirm anything that matters with your own insurer or the relevant regulator before relying on it.